Disclaimer

Effective Date: March 11, 2026 Last Updated: April 4, 2026 Authoritative Language: English. Any translation is provided for convenience only. If a translated version conflicts with the English version, the English version controls.

1. Information and Education Only

finqt provides market information, educational content, productivity tools, alerts, AI-assisted outputs, and related materials for general informational and educational purposes only.

Nothing in the Services is intended to be, or should be interpreted as:

• investment advice
• financial, legal, tax, accounting, or regulatory advice
• a solicitation, offer, endorsement, or recommendation to buy, sell, or hold any asset or enter into any strategy
• a representation that any decision, trade, alert, model output, or analysis is suitable, profitable, or low risk for you

2. No Broker, No Custodian, No Fiduciary Relationship

Finqt is not acting through the Services as your broker, dealer, exchange, custodian, portfolio manager, fiduciary, or registered investment adviser. We do not execute trades, hold your money or assets, or manage your portfolio on your behalf.

Your use of the Services does not create an advisory, fiduciary, agency, or professional-client relationship.

3. Market Data, News, and Research Limitations

Quotes, charts, funding data, calendars, news items, market summaries, and related research may come from third-party sources and may be delayed, incomplete, unavailable, or inaccurate.

Displayed data may differ from the information available from an exchange, broker, or official source. Market conditions change quickly, and even recent information can become stale.

You should verify important information independently before acting.

We do not undertake any duty to update, correct, complete, or continue displaying any market data point, news item, research view, chart annotation, summary, or explanatory content merely because it was previously available through the Services.

4. AI Limitations and Risk of Error

AI-generated output may be inaccurate, incomplete, inconsistent, biased, outdated, or unsuitable for your circumstances. AI output can reflect incorrect assumptions, miss material risks, or produce different answers to similar prompts.

AI output must not be your sole basis for:

• entering, exiting, or sizing a trade
• evaluating legal, tax, compliance, or regulatory consequences
• making high-stakes financial or personal decisions
• diagnosing time-sensitive or safety-critical issues

Always apply human judgment and independently verify critical information.

AI output may reflect simplifications, stale assumptions, partial prompt context, public-data limitations, third-party provider behavior, or moderation constraints. It may fail to identify legal restrictions, tax consequences, liquidity issues, slippage, market-impact effects, or portfolio interactions that are material to your situation.

AI features consume credits when used (for example, 1 credit per text message and 2 credits per image-analysis request). Credits are consumed when processing begins and are non-refundable regardless of the quality, accuracy, or usefulness of the output. The quality or accuracy of a particular AI response does not entitle you to a credit refund or replacement.

5. Investing and Trading Risk Warning

All investing and trading involve risk. Prices may move rapidly and unpredictably. You can lose some or all of your capital.

Crypto assets, leveraged products, derivatives, options, futures, foreign exchange products, and other volatile instruments can carry especially high risk. Past performance, hypothetical examples, historical scenarios, or simulated outputs do not guarantee future results.

If you do not understand the risks of a product or strategy, you should not rely on the Services as a substitute for professional advice.

No educational example, AI explanation, chart annotation, or market summary can account for every risk factor relevant to your personal financial circumstances, including leverage, borrowing costs, collateral requirements, liquidation mechanics, tax treatment, or local regulatory restrictions.

6. Alerts, Notifications, and Timing Are Not Guaranteed

Price alerts, push notifications, emails, and similar signals are convenience features only. They may be delayed, duplicated, delivered out of sequence, blocked by device settings, or not delivered at all.

You should not rely on any alert or notification as a substitute for your own monitoring, execution controls, or professional tools.

If a missed alert could expose you to loss, you must maintain independent monitoring, broker-side protections, risk controls, and execution safeguards. Finqt does not warrant any minimum delivery standard, disaster-recovery timing, or uninterrupted notification channel.

We have no duty to continue offering any alert type, threshold logic, notification pathway, or signal format for any minimum period, and any such feature may be changed, delayed, limited, suspended, or removed without preserving prior behavior.

7. Educational and Hypothetical Content

Educational examples, strategy descriptions, sample trades, scenario analyses, or AI-generated illustrations are not promises of outcome and may rely on simplified assumptions.

Hypothetical or model-based examples do not reflect actual trading results and may not account for slippage, liquidity constraints, execution quality, market gaps, taxes, or fees.

Backtests, scenario walkthroughs, and simplified examples can benefit from hindsight, survivorship effects, selective periods, or assumptions that do not hold in live conditions. They should not be treated as evidence that a strategy will perform similarly in the future.

8. Third-Party Content and External Links

The Services may link to third-party sites, exchanges, articles, or tools. We do not control and are not responsible for third-party content, products, services, statements, availability, or privacy practices.

Reference to a third-party product, exchange, broker, token, or issuer does not mean that Finqt recommends, endorses, vets, or guarantees that third party.

Third-party data providers, AI providers, hosting vendors, push-notification infrastructure, exchanges, and external sites may interrupt, change, withdraw, or degrade their services without notice to us. We are not responsible for losses arising from those third-party changes, outages, removals, or inaccuracies.

9. No Guarantee of Availability, Accuracy, or Outcome

We do not guarantee:

• the accuracy, completeness, or timeliness of information
• uninterrupted or error-free operation of the Services
• that the Services will identify every opportunity or every risk
• that using the Services will improve performance or reduce losses
• that any AI or data-driven feature will work for your personal use case

Use the Services at your own risk.

We also do not guarantee that the Services will be compatible with every device, region, operating-system version, network condition, or market event, or that errors will be detected before they affect you.

We do not guarantee any obligation to preserve historical content, prior outputs, prior AI conversations, previous explanations, exported material, watchlist state, alert history, or archived records for any minimum retention period unless applicable law expressly requires otherwise.

No omission, delay, interruption, model failure, third-party data failure, content removal, or feature withdrawal will create any advisory duty, monitoring duty, update duty, or protective duty on the part of Finqt.

10. Professional Advice Reminder

If you need personalized investment, legal, tax, accounting, or compliance advice, you should consult a qualified professional who is licensed or otherwise qualified in your jurisdiction.

If you are acting on behalf of a business, fund, family office, regulated entity, or other organization, you are responsible for ensuring that your use of the Services is appropriate for that context and complies with all policies, mandates, and regulations that apply to you.

If your organization requires auditability, supervisory review, record retention, model validation, investment-committee approval, best-execution analysis, or regulated communications controls, you must implement those controls independently. The Services are not represented as satisfying those obligations for you.

11. Contact

If you have questions about this Disclaimer:

Email: [email protected]

Finqt LLC-FZ Meydan Free Zone Dubai, United Arab Emirates